Questions people actually search
Florida abandoned property FAQ
What is the official Florida abandoned property website?
ClaimYourCashFL.gov, operated by the Florida Department of Financial Services, Division of Unclaimed Property. The official free search is at
portal.claimyourcashfl.gov/ClaimSearch and claim status at the same portal. Any site on a domain that is not
.gov — including this one — is private. Spyglass Investigations publishes FindAbandonedProperty.com and is not the State, not endorsed by the State, and not acting on the State's behalf.
Why hire an investigator if I can file myself for free?
Because filing is not the hard part. The Division's own guidance says incomplete documentation is the most common cause of delay, and it rejects handwritten letters, letterhead, business cards and internet printouts as proof. You hire Spyglass Investigations to prove the link between you and the reported account, find and document heirs, obtain certified records, submit a complete package the first time, and answer the Division's requests so the file keeps moving. No fee is owed unless the claim is approved.
Why do Florida claims get denied or delayed?
Almost always documentation: a name that does not match the reported record, nothing proving your link to the previous address, employer or institution on the account, missing certified death certificates or probate records on heir claims, a co-heir who never signed, a business that dissolved without proof of successor authority, or proof submitted in a form the Division does not accept.
Is FindAbandonedProperty.com the official Florida website?
No. ClaimYourCashFL.gov is the official Florida Department of Financial Services website. ClaimYourCashFL.com is this private site, published by Spyglass Investigations, a Florida-licensed private investigative agency. We are not the State, not endorsed by the State, and not acting on the State's behalf.
Is an abandoned property letter a scam?
Not necessarily — the money behind it is usually real. Verify the property, not the envelope: search your name free on the State database, and if a matching record exists the asset is real regardless of who mailed you. Then judge the sender separately against the State's approved list.
I got a text about my unclaimed money. Is it real?
No. The Florida Department of Financial Services has stated it will never text property owners about abandoned property. Do not tap the link and do not reply with personal details.
Do I have to pay anyone to claim unclaimed money in Florida?
No. Searching and filing directly with the State is free — no search, registration, subscription or filing fee. Florida law states it is in owners' best interests to receive the full amount without any fee. And never pay anyone merely to search for you; that database is public and free.
How much can a recovery company charge in Florida?
Under §717.135, Florida Statutes, total fees and costs may not exceed 30% of the claimed amount. If an agreement charges more, the fee is reduced to 30% and the State remits the balance directly to the claimant. Fees may be owed or paid only after a filed claim has been approved.
Someone asked me to sign a recovery agreement. Is it legal?
Only one form is. §717.135 makes the State's Abandoned Property Recovery Agreement (DFS-UP-309) the exclusive means of contracting with a claimant representative, and any other engagement, authorization or fee agreement relating to Florida abandoned property is void. It must disclose the total claimed, the fee percentage, the dollar fee and your net amount before you sign. Handed something else? Report it to the Division.
I was told I'll lose the money if I don't act fast. True?
False, and a reportable misrepresentation. Florida has no statute of limitations on abandoned property. The State is only a custodian; ownership stays with you and your heirs indefinitely, whether the property was reported last year or decades ago.
Can a private investigator help me claim abandoned property?
Yes. Florida's guidance identifies Florida-licensed private investigators, alongside Florida-licensed attorneys and Florida CPAs, as professionals who may assist owners as claimant representatives. Spyglass Investigations holds Florida agency license A3600115, and the State publishes a public list of approved private entities so you can check any of them.
How do I claim a deceased relative's unclaimed money in Florida?
Search the database for their name, compare address, employer and reporting company to what you know of them, then initiate a claim marking the owner as deceased. The State issues a claim form with heir, beneficiary or estate instructions. Expect to prove entitlement with certified death certificates and probate records under Florida Administrative Code 69G-20.0022(3), and expect every heir to sign and provide identification. This is the category where documentation defeats most people.
Is abandoned property the same as unclaimed property or unclaimed money?
Here, yes. "Abandoned property" and "abandoned funds" are the State's current public-facing terms; "unclaimed property," "unclaimed money" and "unclaimed funds" remain what most people search. Same program, same Division, same Chapter 717.
What happened to FLTreasureHunt.gov?
Florida moved the public-facing experience to Claim Your Cash Florida at ClaimYourCashFL.gov. The launch changed the name and the website, not the abandoned property laws or the claim requirements.
How do I report an unclaimed property scam in Florida?
Use the Division of Unclaimed Property's
online complaint form for anyone who contacted you about abandoned property, asked you to sign a recovery agreement, or charged fees. For suspected identity theft, also contact law enforcement.